Money Talk Monday

Amarillo College associate professor of behavioral studies, Debra Avara is the author of “What We Should Have Learned in High School about Money, Sex and Marriage”, 2009 and 2nd ed., 2010; “What I Need to Know About My Money, Money for the Challenged Individual”, 2012, presents Money Talk Mondays. A weekly column to help the AC community with their monetary questions.

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Money Talk Monday: Smart debt pays off

February 10, 2014 Debra Avara 0

Is there such a thing as “smart debt”? Is it really better to buy the big stuff on credit than to pay cash? If not, how do you build your credit without getting into massive debt?

Yes, there is such a thing as smart debt. Most financial advisors say that smart debt is anything that can help you financially.

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Money Talk Monday: Only take what you need

February 3, 2014 Debra Avara 0

If I’ve already taken out student loans, what can I do now to help me get ahead of the debt once I graduate?

Very good question. The thing about student loans is that many students are taking them simply because they were told they qualify for them.