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Money Talk Monday: Smart debt pays off

February 10, 2014 Debra Avara 0

Is there such a thing as “smart debt”? Is it really better to buy the big stuff on credit than to pay cash? If not, how do you build your credit without getting into massive debt?

Yes, there is such a thing as smart debt. Most financial advisors say that smart debt is anything that can help you financially.

Money Talk Monday: Only take what you need

February 3, 2014 Debra Avara 0

If I’ve already taken out student loans, what can I do now to help me get ahead of the debt once I graduate?

Very good question. The thing about student loans is that many students are taking them simply because they were told they qualify for them.